Lead and manage the data analytics team; provide coaching and technical mentorship.Develop dashboards, analytical tools, and reports for business, risk, and product teams.Work with data engineers and AI teams to ensure consistent data pipelines and high data quality.Define KPIs related to deposits, loans, customer behavior, digital channels, and financial performance.Conduct advanced analysis for customer segmentation, portfolio health, churn identification, etc.Partner with product managers, finance, and operations to identify new analytics opportunities.Ensure governance standards: documentation, data lineage, and data quality validation.Support key AI initiatives such as credit scoring, personalization, forecasting, and fraud monitoring