رئیس تسهیلات و ضمانت‌نامه‌ها | Loans & Guarantees Manager

مدیریت کلیه فرآیندهای اعتباری ، به حداقل رساندن خطرات اعتباری و بهینه سازی جریان نقدی در پروژه ها و قراردادهای نفت و گاز. قراردادها. حداقل 8-10 سال تجربه مربوط به مدیریت اعتبار و مالی ، ترجیحاً در صنعت نفت و گاز یا سایر صنایع مبتنی بر پروژه در مقیاس بزرگ.
• تحصیلات: لیسانس یا کارشناسی ارشد در امور مالی ، حسابداری ، اقتصاد ، مدیریت تجارت یا مهندسی صنایع. مستندات.

Managing all credit processes, minimizing credit risks, and optimizing cash flow in oil & gas projects and contracts.

Key Responsibilities:

• Assess and analyze the financial position of clients and suppliers for loan and credit approvals.
• Develop and implement credit policies and procedures in compliance with company standards as well as national and international regulations.
• Manage credit risk and define credit limits for projects and contracts.
• Oversee collections and follow up on debts and overdue receivables.
• Collaborate with finance, accounting, and legal departments to resolve financial and credit disputes.
• Prepare management reports and analyze credit and receivables trends for senior leadership.
• Lead, train, and guide the credit team while developing systems for credit assessment and client monitoring.

Requirements:

• Experience: Minimum 8–10 years of relevant experience in credit and financial management, preferably in the oil & gas industry or other large-scale project-based industries.
• Education: Bachelor’s or Master’s degree in Finance, Accounting, Economics, Business Administration, or Industrial Engineering.
• Language: Upper-intermediate or advanced level of English.

Core Competencies:

• Strong ability to analyze financial and credit documentation.
• Solid knowledge of budgeting and financial structures within businesses.
• Expertise in identifying and managing business risks.
• Strong accounting and financial knowledge, including accounting standards and tax regulations.
• Familiarity with banking issues, guarantees, and related regulations.
• Practical knowledge and experience in tax and insurance auditing.
• Familiarity with data analysis methods and tools.